Richardson & Associates Independent Financial & Mortgage Services Ltd has been established since 2004. We have advisers with over 100 years experience between us in the financial services industry.
We are dedicated to unbiased face-to-face financial advice. We have appropriately qualified financial advisers, committed to providing a professional service with tailored financial advice to meet your needs, covering Newcastle, Sunderland, Durham, Northumberland, Teeside, and the surrounding areas. We work on a fee or provider facilitated charge basis.
As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients' needs.
Tax treatment is based on individual circumstances and may be subject to change in the future.
We provide advice and help following a personal / business financial review which can take place at a convenient time and place. Usually a review will start with a very broad discussion of your concerns and aspirations, before moving on to a thorough financial review.
Following your initial review, we will take time to consider your situation, needs and priorities before writing a detailed financial report. We will discuss this face to face in a follow up meeting in which we'll fully explain our recommendations and agree affordable priorities to assist you in achieving your objectives.
Our charges can be structured in several ways. You can pay the agreed adviser fee directly to Richardson & Associates via cheque or electronic transfer or for the adviser fee to be facilitated from the platform/product. Either way will result in our fully disclosing our fees in an open and transparent manner.
