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Welcome to Richardson & Associates Independent Financial & Mortgage Services

FINANCIAL ADVISERS IN CHESTER LE STREET, DURHAM
FULL RANGE OF FINANCIAL AND PROTECTION SERVICES

Our Services

Featured below are the ones our clients ask for most frequently.

  • service

    Financial Planning

    There are so many issues to consider when planning your financial future...

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  • service

    Pensions

    When you retire you still need food and shelter as an absolute minimum, but of course you will want ...

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  • service

    Savings & Investments

    Often, people save for a specific reason and it's usually the safest way to build up a pot of money....

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  • service

    Mortgages

    Mortgages are loans which are intended to help buyers purchase residential property...

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Financial Advisers Located in Chester Le Street, Durham

Financial Advisers Located in Chester Le Street, Durham

Welcome to Richardson & Associates Independent Financial & Mortgage Services Ltd

The great joy of financial freedom is having your heart and mind free from worry about life's uncertainties, and our aim is to pave the way for a more secure financial future for you, your family and for businesses of all sizes.

You are the focus of our business: You, your life, your family, your future.

Our understanding of your current financial situation is the keystone to the formulation of a financial plan which will meet your future needs. Many people have goals and dreams, but a goal without a plan is just a wish... an achievable goal is a dream with a deadline.

So it all starts with listening. We listen to your needs, your hopes, your dreams, and we formulate a plan, which enables us to offer you clear, no-jargon advice on the most appropriate financial products for your personal circumstances.

This is the start of our journey together, to prepare the plan to meet your goals, to ensure that you, your family and your assets are protected, and to help you build a brighter, more secure future.

Call us today on 0191 521 4408 or email us at info@richardsonassociatesifa.co.uk and we'll be pleased to help you.

The Financial Conduct Authority do not regulate inheritance tax planning.

OUR PLAN FOR YOU

OUR PLAN FOR YOU

Here's how we formulate the plan towards Your Goals

Many people have goals and dreams, but a goal without a plan is just a wish... an achievable goal is a dream with a deadline.

  • ABOUT YOU

    We meet together to discuss your personal circumstances and your current financial situation.

  • YOUR GOALS & AMBITIONS

    Next we discuss your objectives and your aspirations, as well as any concerns that may arise.

  • ANALYSIS

    We'll discuss with you our analysis of your current financial position, and outline our initial thoughts for the plan.

  • HOW TO GET THERE

    So now we know where you are and where you want to be. In this phase we present your Personal Financial Plan.

  • IMPLEMENTATION

    It's time to implement the plan. Every course of action we have recommended and agreed with you is now put into motion.

  • REVIEW THE PLAN & PROGRESS UPDATES

    If required, review dates will be agreed and can take place annually or more regularly if required or requested.

CAN WE HELP YOU WITH SOMETHING?

Request a Call Back

Request a Call Back

Request a Call Back

CAN WE HELP YOU WITH SOMETHING?

TESTIMONIALS

See What Our Clients Have to Say About Us

Review from verified client March, 2024

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I was approaching my retirement, I needed advice on consolidating two personal pensions with the view to accessing a retirement income.

How has Thomas Richardson helped you?

Tom advised on an investment platform, later consolidating both my pensions and setting up a drawdown.

Have you seen the outcome you were hoping for?

On the whole, yes, considering we have been through difficult times such as Covid, Ukraine & the Liz Truss debacle.

What could they have done better?

Nothing under the circumstances.

Review from verified client February, 2024

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

We had a sum of money in a building society account earning very little interest and as I was planning for retirement we wanted to secure our finances. We searched for Financial Advisers and after seeing a photograph of Tom alongside his company details we determined he was man for us and we were right.

How has Thomas Richardson helped you?

Invested our finances. Updated our will and provided a service for Power of Attorney for health and money. Tom was also available to offer advice when my mother had some financial problem.

Have you seen the outcome you were hoping for?

Very much so. Tom and his team have always been available. If Tom is out of the office I leave a message and he gets straight back to me. He even responded to a query I had on the day of his daughters wedding. Now that’s dedication!

What could they have done better?

Not applicable. Very happy with service Tom and his team provide

Review from verified client February, 2024

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

When I reached the age of 55 I needed help to get all of the relevant information together from various pensions. I then needed advice on how to manage these pensions and where to invest and how to withdraw a monthly amount.

How has Thomas Richardson helped you?

Tom has really helped with a personalized approach. He took time to help me understand my financial situation, risk tolerances and long term objectives before helping me with a plan tailored specifically to my needs.

Have you seen the outcome you were hoping for?

Definitely. Due to Tom consistently monitoring my finance plan and updating me on a regular basis I am very pleased with the outcome I was hoping for.

What could they have done better?

I feel that due to Tom,s commitment and advice, his attention to detail and proactive communication have given me peace of mind , knowing that my financial future is in capable hands

Review from verified client February, 2024

Based in Tyne and Wear

What were the circumstances that caused you to initially look for an adviser?

I wanted to obtain advice on my pensions

How has Thomas Richardson helped you?

From the advice he gave, I felt confident enough to choose what I wanted to do

Have you seen the outcome you were hoping for?

Yes, I have

What could they have done better?

I don't think he could have done anything better

Review from verified client February, 2024

Based in Durham

What were the circumstances that caused you to initially look for an adviser?

Divorce after pensionable age. I went onto Unbiased and Tom was the first person to answer, in which I was fortunate

How has Thomas Richardson helped you?

Despite and extremely protracted divorce Tom helped me through it and made sure that finally I have a settled income and investment programme. He also mwet with my children and explained my finances to them. in addition he put me in touch with an excellent wills and probate advisor so that I could remake my will.

Have you seen the outcome you were hoping for?

I have enough money to live on comfortably without any worries. If I had a problem I know I would be able to ring Tom for advice. He also makes a personal visit each year. I trust him. He is both efficient and friendly.

What could they have done better?

Nothing

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A PENSION IS A LONG-TERM INVESTMENT. THE FUND VALUE MAY FLUCTUATE AND CAN GO DOWN IN VALUE. YOUR EVENTUAL INCOME MAY DEPEND UPON THE SIZE OF THE FUND AT RETIREMENT, FUTURE INTEREST RATES AND TAX LEGISLATION.

THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE LEGAL SERVICES.

WHERE WE ARE

0191 521 4408
West Walk 1A, Bowes Offices, Lambton Park
Chester Le Street, DH3 4AN


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